How to write songs that don't suck. Yeah. I know. It hasn't helped me either.
Freesound.org. I love Freesound.
Groove to this CC music site. Scott Altham does some pretty interesting stuff on there.
Pulp-O-Mizer. Sonanaut. Polymer jerboa. In theory, you can use stereo or mono files for "3D" sounds in FMOD. But ther...